BHIM UCO UPI is a digital payment system launched by the National Payments Corporation of India (NPCI) in December 2016. It is a re-branding of the existing UPI payment system and is based on the Unified Payments Interface (UPI) platform. The BHIM UCO UPI app allows users to make instant, secure, and hassle-free payments to anyone with a UPI-enabled bank account.
The technical specifications of the BHIM UCO UPI for PC are the ones that set it apart and why it’s so popular. Go through those from this section:
BHIM UCO UPI Andorid App Summary
BHIM UCO UPI was developed by UCO BANK and they’ve done a good job keeping it highly user friendly. You can download BHIM UCO UPI from Google Play store under the Finance category. The latest version of BHIM UCO UPI is 1.3.4 on Play store with total users of 905049. The BHIM UCO UPI app has a user rating of 4.5 which is impressive.
The latest update date of the BHIM UCO UPI is Jul 30, 2022. Although it’s easy to install it on Android, it’s not that easy to do so on PC. You need to use an emulator to do so. The most popular emulators would be NOX player, BlueStacks, and Memu Emulator to install it on PC.
We will talk about how to install and use the BHIM UCO UPI on your computer using the emulators. The step by step guides below will help you do so.
BHIM UCO UPI App Overview and Details
UCO Bank launches official UPI-Unified Payment Interface app for all banking needs of customer.
UCO Bank is a commercial Bank and a Government of India undertaking and providing various services to its customers.
BHIM UCO UPI-Unified Payment Interface allows customers to Pay/Collect money using Virtual Private Address. Virtual Private Address is unique for each customers account. Customer can download the UPI app and install it in device(Mobile/ Tablets). While doing the registration, UPI app communicates with NPCI in encrypted data format. The customer has to create virtual address and complete profile information. The customer can add UPI enabled Bank accounts based on their Mobile Number registered in banks. After adding the bank account, it has to verified using debit card information and set MPIN using OTP. After debit card verification, the customer can pay/collect to other bank accounts. The customer can do the balance enquiry. UPI uses IMPS as underlying base. The customer can use P2P(using MMID and Mobile of Remitter), P2A(using IFSC and account), P2U (AAdhar payments) and VPA(Virtual Private Address) for doing payments. The customer can initiate collect request to other UPI customer. It will appear in Collect Authorisation option where user can accept or reject requests. The transaction history shows details of all payment and collect requests. Using Add beneficiary, the customer can add beneficiary of other banks for doing payments.
The Unified Payment Interface allows payments to be initiated by the payer, or by the payee. In the basic payee initiated flows, the payment request is routed by the initiating application through the NPCI switch to the payer for approval. However, in certain instances, where it is possible to connect with the payer immediately, it is preferred that the payee sends a payment request to the payer, who can then initiate the payment request with his credentials.
Unified Payments Interface (UPI) is an architecture and a set of standard APIs to facilitate the next generation online immediate payments leveraging trends such as increasing smartphone adoption, Indian language interfaces, and universal access to Internet and data. UPI is launched by National Payments Corporation of India with Reserve Bank of India’s vision of migrating towards a ‘less-cash’ and more digital society. NPCI has built on the Immediate Payment Service(IMPS) platform through which one could transfer money instantly by going online-by adding another layer that allows easy debit capability even on mobile phones.
Bank as a part of digital banking, is introducing QR code for its BHIMUCOUPI. This will facilitate in leveraging quick fund transfer and healthy replacement of PoS (Point of Sale).
Features of BHIM UCO UPI for PC
set of rules that enable fast and secure money transfers between bank accounts on a mobile platform.
1.UCO Bank launches official UPI-Unified Payment Interface app for all banking needs of customer.
2.BHIM UCO UPI-Unified Payment Interface allows customers to Pay/Collect money using Virtual Private Address.
3.Virtual Private Address is unique for each customers account.
4.Customer can download the UPI app and install it in device(Mobile/ Tablets).
5.While doing the registration, UPI app communicates with NPCI in encrypted data format.
6.The customer has to create virtual address and complete profile information.
7.The customer can add UPI enabled Bank accounts based on their Mobile Number registered in banks.
8.After adding the bank account, it has to verified using debit card information and set MPIN using OTP.
9.After debit card verification, the customer can pay/collect to other bank accounts.
10.The customer can do the balance enquiry.
How To Install & Download BHIM UCO UPI For PC Windows 10/8/7
You can download and install the BHIM UCO UPI for PC using the Nox player android emulator. Here are the steps you need to follow to install it on your computer alongside the step to install the BHIM UCO UPI.
- Step 1: You have to download the NOX player emulator on your computer. It will store in the Downloads folder of your PC.
- Step 2: Double click on the downloaded installer, click Yes, and let the Nox Player be installed on your computer.
- Step 3: Within NOX Player, you’ll see the Play Store Icon on the top portion of it. Go ahead, click on it, and open up the store.
- Step 4: If you’re not logged in, make sure you log into your Gmail or Play store account using email and password.
- Step 5: Search for BHIM UCO UPI on the search bar that you’ll see in the play store app. This will show you the app.
- Step 6: Click on the BHIM UCO UPI and click install to start downloading it on your computer and installing it.
- Step 7: Wait for a few minutes and NOX player will add a shortcut button to the desktop and the homepage.
- Step 8: You can double click on the shortcut icon and start using the BHIM UCO UPI on your computer right away.
App Name: | BHIM UCO UPI On Your PC |
Devoloper Name: | UCO BANK |
Latest Version: | 1.3.4 |
Android Version: | 4.4 |
Supporting OS: | Windows,7,8,10 & Mac (32 Bit, 64 Bit) |
Package Name: | com.lcode.ucoupi |
Download: | 905049+ |
Category: | Finance |
Updated on: | Jul 30, 2022 |
Get it On: |
Whats New In this BHIM UCO UPI?
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Conclusion
BHIM UCO UPI is a mobile application that enables customers to make digital payments using their smartphones. It is a fast, secure, and convenient way to make payments. The application is available for Android and iOS devices.
Following the steps above is all you need to do if you want to succeed installing the BHIM UCO UPI on your PC. If you have more queries about anything, do let us know.
Disclaimer
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